What are the best companies for college student car insurance?
Almost all car insurance companies in America are willing to write policies for college student drivers, although many carriers will not insure drivers with no prior insurance. However, some car insurance companies feature special discounts for college students. Overall, most drivers are able to get auto insurance policies. The question is the cost.
Here’s a list of seven major auto insurance companies that have special deals and discounts designed for college student drivers. Visit any of the following insurance websites (and others as well) for college student car insurance quotes:
21st Century Insurance: This college student car insurance provider offers a Good Student discount to college students with a grade point average of ‘B’ or better. The company website also provides useful tips about things like saving money and living on your own.
Allstate Insurance: Allstate has a “resident student” discount for college drivers who live on campus, at least 100 miles away from the family car. This discount can save college drivers up to 30 percent on monthly premium rates. Allstate also offers “good grade benefits,” which is a discount for drivers under the age of 25 who achieve a GPA of 3.0 or better at an accredited college.
American Family Insurance: American Family insurance boasts numerous family-friendly auto insurance discounts. Cost reductions that apply to college student car insurance include the Good Student discount, the Good Driver discount, the Teen Safe Driver discount, the Multi Vehicle discount, the Young Volunteer discount, and the All In The Family discount, to name just a few.
Geico: The Geico website has a number of articles and statistics pertaining to young drivers, including one that shows you how to transfer from your parents’ policy to your own individual policy at the lowest possible rate.
Progressive Insurance: Progressive offers a loyalty discount to drivers who wish to add a college student to their policy, as opposed to buying the student an individual auto insurance policy. Drivers who hold active policies for more than one year can add this discount to their savings by adding a college student onto the family policy. This is a good way to cut costs on college student car insurance.
State Farm Insurance: State Farm offers several college student car insurance discounts. Among them are the Safety Feature Discount for driving a car with well working, updated safety features. Then there’s the Safe Driver Discount for avoiding all accidents and moving violations for at least three years. There’s also the Good Student Discount for earning a GPA of 3.0 or better at any accredited college. Finally, take advantage of the Steer Clear discount, where college students can save even more on premium costs by taking a driver safety class.
USAA: USAA provides affordable and competitive auto insurance policies to members of the military and their families. Naturally, this company offers a number of discounts on car insurance for young adults, including college students.