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Posted on November 4, 2015

Ten Fast Facts About Auto Insurance

[vc_row full_screen_section_height="no"][vc_column][vc_row_inner full_screen_section_height="no"][vc_column_inner][vc_column_text]Some of us have noticed that there are way too many details to remember when it comes to buying auto insurance, although most drivers are basically aware of the important things. Here are ten things a lot of drivers don't know about auto insurance. Not all of them are important. Some are just curious points of interest for incurable trivia buffs. 1. In 1927, Massachusetts became the first state to require auto liability insurance. Auto Insurance was first required...

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Posted on February 3, 2015

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Car insurance rates

[vc_row full_screen_section_height="no"][vc_column][vc_row_inner full_screen_section_height="no"][vc_column_inner][vc_column_text]There’s more to auto insurance rates than your behavior on the road. We all know that insurance rates are affected by accidents, DUIs, speeding tickets, and other traffic don’ts. However, factors like the age, gender, marital status, credit score, and geographical location of the driver will also have an effect on premiums. These considerations are known as driver demographics. 1. Age. Younger drivers tend to have higher premiums than older drivers, as older drivers tend to be more careful,...

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Posted on February 3, 2015

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Car insurance tiers

[vc_row full_screen_section_height="no"][vc_column][vc_row_inner full_screen_section_height="no"][vc_column_inner width="1/3"][vc_raw_html css=".vc_custom_1498269849687{padding-right: 25px !important;padding-left: 25px !important;}"]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[/vc_raw_html][/vc_column_inner][vc_column_inner width="2/3"][vc_column_text]What is a Tier System in Auto Insurance? Auto insurance companies all over America have adopted a “tier system” of calculating the cost of car insurance. The tier system used by today’s car insurance carriers is a new way of providing more accurate risk assessment data. This helps underwriters set the right policy amount for each driver, or for each household. In the past, a general surcharge was applied to the driver’s premium...

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Posted on February 1, 2015

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Car insurance basics

[vc_row full_screen_section_height="no"][vc_column][vc_row_inner full_screen_section_height="no"][vc_column_inner][vc_column_text]Why we Need Car Insurance Car insurance is necessary for a number of reasons. The main reason is that most states require it. Even states that don’t require the purchase of car insurance require proof of financial responsibility. Proof means you have to continuously maintain a specified amount of money (like $30,000) in your bank account. More often than not, the required proof is an amount so high that you might as well just buy car insurance. Car insurance is...

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