Cheap Car Insurance

Cheaper Rates Today

Car Insurance in Maine

  • Compare cheap car insurance quotes in ME
  • Get the cheapest car insurance from top companies  like Allstate, Progressive, and more!
  • Save hundreds a year on your Maine car insurance

Cheap Car Insurance

Cheaper Rates Today

Car Insurance in Maine

  • Compare cheap car insurance quotes in ME
  • Get the cheapest car insurance from top companies  like Allstate, Progressive, and more!
  • Save hundreds a year on your Maine car insurance

Car Insurance Info For Maine Drivers

In the state of Maine, the average semi annual cost of car insurance is $821.  While the primary place of residence is a major factor in determining premiums, there are quite a few more variables that affect it.  Underwriters of car insurance calculate auto insurance rates after carefully assessing criteria like credit rating, marital status, driver record and of course the policyholder’s age.  We carefully examined the typical car insurance costs in Main across all of the predominant rating factors.  We strive to provide our customers with the tools to identify the car insurance policy that suits their needs and falls within their budget.

Cheap Car Insurance Companies In Maine

CompanySemi Annual Permium
Progressive$589
GEICO$626
USAA$660
Freeway Insurance$672
Tavelers$836
Allstate$856
Thegeneral$986
Dairyland Insurance$989
State Farm$1,184

*Data Methodology – Updated 5/6/2024

The Maine car insurance rates are based on a 33 year old male with the most popular car (Subaru Outback) living in ME. The Quote is for full coverage with comprehensive at $500 deductible and collision at $500 deductible.

Car Insurance Laws For Maine Drivers

According to state law, all drivers who register vehicles in Maine must purchase minimum auto insurance coverage.  This basic coverage in Maine will run you around $600 per year.  If you are a registered driver in Maine, you must maintain general liability, uninsured/underinsured motorist coverage, and medical pay coverage based on the minimum coverages listed below.  The penalties are severe for driving an uninsured vehicle in Maine.  A suspended license for 30 days and a fine of up to $500 as your first penalty.  If this infraction is repeated, offenders will face even harsher penalties.

State Minimum Coverage

Liability

  • Bodily Injury $50,000 per person
  • Bodily Injury $100,000 per accident
  • Property Damage $25,000 per accident

Uninsured/Underinsured Motorist

  • Bodily Injury $50,000 per person
  • Bodily Injury $100,000 per accident

Medical Payments

  • $2,000 per person

Optional Maine coverage.

  • Comprehensive
  • Collision
  • Roadside Assistance
  • Rental Car Reimbursement
  • Loan/Lease Payoff

*Varies by car insurance provider

Car Insurance For Young  Maine Drivers

In Maine, you are categorized as a young driver if you are between the ages of 16 and 25.  This age group usually pays the most for car insurance compared with any other age group.  Teen drivers and College age drivers are usually the most inexperienced drivers and often have to pay more than three times the national average for car insurance.

Cheapest Car Insurance For Young Drivers In Maine

CompanySemi Annual Permium
Progressive$985
USAA$1100
GEICO$1129
Allstate$1230
Tavelers$1504
Thegeneral$1881
Dairyland Insurance$2301

Car Insurance For Senior Maine Drivers

In Maine, you are categorized as a senior driver if your age is 50 and up.  If  you are in the range of 50 to 69 which means yours 50’s and 60’s, your rates may be lower than average.  However, when you are 70’s and above, your rates will start going up.

Cheapest Car Insurance For Seniors In Maine

CompanySemi Annual Permium
Progressive$380
USAA$510
GEICO$541
Tavelers$576
Thehartford$625
Allstate$809
Thegeneral$861
State Farm$1205
Dairyland Insurance$2238

Car Insurance For DUI Maine Drivers

When you have a DUI (Driving under the influence) or DWI (Driving while intoxicated) on your record, it is extremely important to consider  your car insurance choices.  Since this is a serious offense, your rates will go up!  There will be no car insurance provider that will give you cheap Maine DUI insurance.  The recommendation is to shop around and get the best price that suits your needs and your wallet.

Cheapest Car Insurance For DUI Drivers in Maine

CompanySemi Annual Permium
Progressive$522
USAA$660
State Farm$1,114
Dairyland Insurance$1216
Thegeneral$1233