Cheap Car Insurance

Cheaper Rates Today

Car Insurance in Maine

  • Compare cheap car insurance quotes in ME
  • Get the cheapest car insurance from top companies  like Allstate, Progressive, and more!
  • Save hundreds a year on your Maine car insurance

Cheap Car Insurance

Cheaper Rates Today

Car Insurance in Maine

  • Compare cheap car insurance quotes in ME
  • Get the cheapest car insurance from top companies  like Allstate, Progressive, and more!
  • Save hundreds a year on your Maine car insurance

Car Insurance Info For Maine Drivers

The average semi annual cost of car insurance in the state of Maine is $821. An insured premiums are influenced by more variables than purely their place of residence. Car insurance underwriters calculate auto insurance rates after assessing a range of criteria such as the policyholder’s age, driving record, marital status, and credit rating. We examined typical car insurance costs in Maine across each of the predominant rating factors. We aim to provide consumers insight to identify a car insurance policy that adequately meets their needs and budget.

Cheap Car Insurance Companies In Maine

CompanySemi Annual Permium
Progressive$589
GEICO$626
USAA$660
Freeway Insurance$672
Tavelers$836
Allstate$856
Thegeneral$986
Dairyland Insurance$989
State Farm$1,184

*Data Methodology – Updated 1/15/2024

The Maine car insurance rates are based on a 33 year old male with the most popular car (Subaru Outback) living in ME. The Quote is for full coverage with comprehensive at $500 deductible and collision at $500 deductible.

Car Insurance Laws For Maine Drivers

According to state laws in Maine, all drivers who register vehicles in Maine are required to buy minimum coverage.  The basic legal coverage in Maine will cost you around $600 per year. Drivers in Maine are required to maintain liability, medical pay and uninsured/underinsured motorist coverage listed below. The penalty for driving an uninsured vehicle in the state of Maine is a fine of up to $500 and a suspended license for 30 days. Repeat offenders face harsher penalties.

State Minimum Coverage

Liability

  • Bodily Injury $50,000 per person
  • Bodily Injury $100,000 per accident
  • Property Damage $25,000 per accident

Uninsured/Underinsured Motorist

  • Bodily Injury $50,000 per person
  • Bodily Injury $100,000 per accident

Medical Payments

  • $2,000 per person

Optional Maine coverage.

  • Comprehensive
  • Collision
  • Roadside Assistance
  • Rental Car Reimbursement
  • Loan/Lease Payoff

*Varies by car insurance provider

Car Insurance For Young  Maine Drivers

Young drivers are between the ages of 16 to 25, they usually pay the most for car insurance of anyone in the United States. College and teen drivers are usually inexperience drivers. They usually pay more than three times the national average for car insurance.

Cheapest Car Insurance For Young Drivers In Maine

CompanySemi Annual Permium
Progressive$985
USAA$1100
GEICO$1129
Allstate$1230
Tavelers$1504
Thegeneral$1881
Dairyland Insurance$2301

Car Insurance For Senior Maine Drivers

Senior drivers are between the ages of 50 and up.  From the age of 50’s to 60’s your rates can be lower then average. When your 70’s and up, your rates can will start to go up.

Cheapest Car Insurance For Seniors In Maine

CompanySemi Annual Permium
Progressive$380
USAA$510
GEICO$541
Tavelers$576
Thehartford$625
Allstate$809
Thegeneral$861
State Farm$1205
Dairyland Insurance$2238

Car Insurance For DUI Maine Drivers

When your convicted of a DUI or DWI violation in Maine, it’s super important to consider your car insurance choices carefully. Your Maine car insurance will go up! There is no car insurance provider in particular that will offer cheap Maine DUI car insurance. We recommend that you shop around and get the best price for yourself.

Cheapest Car Insurance For DUI Drivers in Maine

CompanySemi Annual Permium
Progressive$522
USAA$660
State Farm$1,114
Dairyland Insurance$1216
Thegeneral$1233